When looking to receive disability and also planning for your life insurance, there are going to be dozens of factors that you need to calculate before making your final decision. You want to ensure that you are not going into any risks and also that you are planning your future appropriately. Unfortunately, if you are already in a high risk, you are going to be paying more money for coverage. Some details company’s will review is your age, lifestyle, job, and family life.
Though not everything is time consuming during this process of applying for disability and looking to receive benefits, the attending physician statement — APS — is an time consuming and difficult process. For your benefit, this is the strongest form of a company receiving additional background details.
APS is used to address needs that are specific to you, which includes these:
● Medical records that are up to date and accurate
● 24/7 status and ordering reports that are available online
● Within 24 hours, records can be available to access
● Reducing your time, risks and claims while being cost effective
Though, it depends on your doctor and their availability, the APS process might slow down your application to receive disability benefits. This is because your doctor might not have time for a few weeks to fill out the summary and return back. After it is returned, it will need to be reviewed and verified as well as summarized so it can be used in a medical history for the claimant
What to Expect When Attending Physician Statement
When evaluating the attending physician’s statement, medical risks is also determined and evaluated as well. This means that using all the gathered pertinent details and information should be done in a proper way. APS is critical to correctly analyzing any medical risks, whether they have previously been a risk or are present at the moment. To determine your risk, Medical Records Summary needs to capture any concerns of the claimant.
Making sure that the APS is accurate is vital to you and receiving benefits and/or insurance, depending on what you are applying for. If there is a mistake or something is misinterpreted in your summary, it can cost you being accepted for benefits. Information is compiled and a detailed summary is completed. Look for a team that are skilled in assessing and summarizing medical information. This will better your chances of acceptance and also save you a tremendous amount of time.